CBK Licensed · Instant Disbursement

Fast Business Loans for Growing Kenyan Enterprises

Instant approval. No collateral. Built for small businesses, farmers, traders & entrepreneurs across Kenya.

No Collateral
Funds in Minutes
M-Pesa Ready

Trusted by 30,000+ clients across Kenya

Micro-entrepreneurs Small-holder farmers Market vendors Salon owners Retail shopkeepers Micro-entrepreneurs Small-holder farmers Market vendors Salon owners Retail shopkeepers Micro-entrepreneurs Small-holder farmers Market vendors Salon owners Retail shopkeepers Micro-entrepreneurs Small-holder farmers Market vendors Salon owners Retail shopkeepers
SHABA Business Loan

Product

SHABA Loan

Our Product

Empower Your Business with SHABA

The SHABA Business Loan is specifically designed for Kenyan entrepreneurs who need quick, reliable capital to scale their operations. We believe in your potential, not just your paperwork.

No Collateral

Access funds without pledging your assets.

6 Months Ops

Minimum business operation requirement.

Flexible Growth

Repayment terms that match your cash flow.

Instant Cash

Direct disbursement to your M-Pesa.

Our Process

Simple Loan Process

From application to cash in your account - four simple steps

Get Onboarded

Submit your basic business and identification documents for verification.

Apply Loan

Select the loan amount that suits your business needs and repayment capacity.

Approve Loan

Our team reviews your application and notifies you of the decision quickly.

Get Your money

Funds are disbursed directly to your M-Pesa within 24 hours of approval.

Our Impact

Numbers That Speak
For Our Success

30K+

Happy Clients

$10M+

Disbursed

95%

Satisfaction

24/7

Support

J

Joseph Muthee

Consumer Electronics Retailer

"My electronics shop finally grew after I got quick financing during a busy season. Everything moved faster than I expected."

F

Fredrick Omondi

Fashion & Tailoring Specialist

"Orders were increasing and I needed extra machines fast. The process was smooth and I didn’t lose any clients."

J

Juliana Akinyi Okiya

Hospitality Entrepreneur

"I managed to renovate my hotel without shutting down operations. The support came at the right time."

J

Joseph Muthee

Consumer Electronics Retailer

"My electronics shop finally grew after I got quick financing during a busy season. Everything moved faster than I expected."

F

Fredrick Omondi

Fashion & Tailoring Specialist

"Orders were increasing and I needed extra machines fast. The process was smooth and I didn’t lose any clients."

J

Juliana Akinyi Okiya

Hospitality Entrepreneur

"I managed to renovate my hotel without shutting down operations. The support came at the right time."

C

Catherine Wangechi

Wholesale Distribution Trader

"Stock shortages used to stress me, but now I can restock quickly and keep up with demand."

P

Peter Kariuki

Barbershop & Grooming Specialist

"I upgraded my shop and started getting more walk-in clients almost immediately after."

P

Pauline Njeri

Catering & Hospitality Owner

"The extra equipment helped me handle bigger events without delays or stress."

C

Catherine Wangechi

Wholesale Distribution Trader

"Stock shortages used to stress me, but now I can restock quickly and keep up with demand."

P

Peter Kariuki

Barbershop & Grooming Specialist

"I upgraded my shop and started getting more walk-in clients almost immediately after."

P

Pauline Njeri

Catering & Hospitality Owner

"The extra equipment helped me handle bigger events without delays or stress."

Nationwide Service

Our Regional Network

Kenya Map
42 Locations

Serving All of Kenya

We understand that we are operating in a dynamic environment and have evolved our strategy to maximize the opportunity in an increasingly digital world. With our full regional network, we are evolving to meet the changing needs of millions of customers across different borders. We are looking to expand from Kenya to the neighbouring countries.

Central Rift

6 Branches

Naivasha

Nakuru Central

Molo

Njoro

Nakuru Pipeline

Gilgil

Mt Kenya

8 Branches

Muranga

Kerugoya

Karatina

Nyeri

Mwea

Embu

Chuka

Meru

Nairobi East

10 Branches

Donholm

Utawala

Embakasi

Ruai

Mlolongo

Kayole

Kitengela

Jogoo Road

Machakos

Kajiado

Nairobi North

10 Branches

Roysambu

Kasarani

Kariobangi

Kiambu

Ruiru

Githurai

Ruaka

Juja

Thika

Kenol

Nairobi South

8 Branches

Kawangware

Kinoo

Dagoretti

Wangige

Rongai

Ngong

Kiserian

Limuru

FAQs

The questions we oftenly get asked

For our SHABA Business Loan, you can borrow between Ksh 50,000 and Ksh 50,000 depending on your business profile and repayment capacity.
Once your application is approved and all documents are verified, funds are typically disbursed within 24 hours.
You need a valid ID, proof of business (for business loans), 6 months M-Pesa statements.
Repayments can be made via M-Pesa Paybill 4106969 and the ID or phone as the account number.
Yes, you can settle your loan early without any penalty fees.
We encourage you to contact us immediately. Late payments may attract a penalty fee as outlined in your contract.
Absolutely. We use industry-standard encryption to protect your personal and financial information.
No, Our loans require no collateral.

Ready to take your business to the next level?

Join over 30,000 entrepreneurs who have grown their businesses with Brisk Credit. Apply today and get funded within 24 hours.

Get In Touch

let's Get Your
Business Growing

Ready to apply or just have questions? Our team is here to help. Reach out and we'll get back to you within hours.

Visit Us

Commodore Suites, Kilimani

Off Ngong Road, Nairobi, Kenya

Call Us

+254 713 329 268

Mon–Fri 8am–5pm · Sat 8am–1pm

Email Us

info@briskcredit.co.ke

Off Ngong Road, Nairobi, Kenya

Working Hours

Mon–Fri: 8:00am – 5:00pm

Sat: 8:00am – 1:00pm · Sun: Closed

Send Us a Message

we'll respond within 24 hours