Business loans in Mombasa and the Coast
Coastal trade runs on seasons and tourist cycles — working capital has to match that rhythm rather than fight it.
Working capital for coastal businesses
Shaba funds stock ahead of a season, covers a slow month, or lets you take a bulk order you could not otherwise finance. One 30-day cycle, KSh 5,000 to KSh 100,000, unsecured.
For riders and farmers too
Shaba Rider covers riders working Mombasa's stages. Shaba Kilimo serves farmer groups in the coastal hinterland at 10% for the cycle.
How to apply
Apply online or on WhatsApp and a loan officer will call to confirm your details.
Loan terms at a glance
| Product | Who it is for | Rate (30-day cycle) |
|---|---|---|
| Shaba | Individual business owners | 30% · 21% if repaid by day 21 |
| Shaba Kilimo | Women & youth farmer groups | 10% flat |
| Shaba Rider | Boda boda riders | 30% · 21% if repaid by day 21 |
All products: KSh 5,000–100,000 · unsecured · one-off KSh 500 registration fee, never deducted from the loan · disbursed to M-Pesa · repaid via Paybill 4106969.
Apply now